Disclaimer
Please read this disclaimer carefully. It explains how VinayJi.com works as a gateway and the nature of the services offered.
1. LIC Services
Vinay Ji offers LIC Life Insurance, Retirement Planning, Child Education Planning, Financial Awareness and LIC Advisor Recruitment services in the official capacity of a LIC Development Officer. Insurance is the subject matter of solicitation. All LIC policies are issued by Life Insurance Corporation of India and are governed by the terms and conditions of the respective policy document.
2. Gateway / Referral Model
VinayJi.com is a gateway website, not a marketplace. Health Insurance, Property Guidance, Loan Assistance and Will & Estate Planning are offered as referrals to trusted partner microsites. Vinay Ji provides guidance and a warm introduction only — the actual policy, transaction or service is issued, sold and serviced by the respective partner on their own platform.
3. No Transaction on This Site
No financial transaction for partner services takes place on VinayJi.com. Payments, policy issuance, claim handling and customer service for partner services are the sole responsibility of the partner. Vinay Ji does not accept, hold or transfer any payment for partner services.
4. Compliance & Staff Regulation
This gateway model is designed to respect LIC's staff regulation and IRDAI guidelines. LIC's primary identity remains strong and prominent on this website. Partner referrals are clearly labelled and kept separate from LIC's official services.
5. No Guarantee of Returns
Mutual fund, market-linked and investment returns are subject to market risks. Past performance is not indicative of future results. Vinay Ji does not guarantee any return on any plan. Please read all policy documents carefully and consult the insurer's official literature before purchasing.
6. Information Accuracy
All information on this website is provided in good faith for general awareness only. It is not a substitute for professional advice tailored to your individual circumstances. Please verify plan features, premiums and benefits with the official insurer document before deciding.
Last updated: 27 July 2026
For any clarification regarding this disclaimer, please contact hello@vinayji.com.